top paying insurance companies

Consider yourself a bright underwriter in Lagos, a skilled actuary in Mumbai, or a recent São Paulo graduate with a keen eye for statistics. You possess the abilities, aspirations, and motivation necessary to succeed on a worldwide scale. After hours of searching across global job listings, you keep running into the same annoying obstacle: “Sponsorship not available.” It can be discouraging to encounter this common obstacle, but what if you’ve been searching in the correct field but the incorrect niche?

In addition to being a pillar of the global economy, the insurance industry is a sector that actively—and frequently covertly—looks for elite international talent to cover vital skills shortages. Analytical thinking, quantitative aptitude, and truly cross-border risk assessment abilities are highly valued in this field. Professionals such as yourself are presented with a singular and potent opportunity. This thorough manual is your ultimate route map. In addition to listing the best insurance jobs with visa sponsorship, we will also explain the complicated sponsorship procedure, explain what a relocation package actually includes, and offer a practical plan to help you land one of these transformative positions in the US, UK, or Canada.

Why the Insurance Sector Is a Gold Mine for Global Talent

The insurance industry offers a powerful blend of stability, great earning potential, and a real need for global experience, even though discussions about international recruitment are frequently dominated by tech and healthcare. Insurance is a basic need that consistently creates a need for qualified workers, in contrast to sectors that are extremely vulnerable to fluctuations in the economy. For anyone preparing to relocate abroad, this stability is a major lure.

A significant skills gap in the US, UK, and Canadian domestic markets is the main factor driving the hiring of international personnel. Big data, artificial intelligence, and increasingly complicated global hazards like cyber attacks and climate change are driving the industry’s rapid growth. Professionals with advanced analytical and mathematical skills are in high demand as a result of this. Local hiring is famously challenging for positions like actuary, data scientist, quantitative risk analyst, and catastrophic modeler. Businesses are prepared to spend a lot of money to hire the top candidates for these roles because they understand that they might not be available domestically.

Additionally, the abilities you have developed in your own market are quite transportable. The logic of claims adjustment, the analytical rigor of underwriting, and the mathematical foundations of actuarial science are universal. When it comes to risk modeling, an insurer in Toronto has the same difficulties as one in London or New York. Because of the worldwide standardization of essential abilities, you are a highly mobile and valued asset. Your international viewpoint is a benefit rather than a barrier for insurance businesses hiring foreigners since it brings a variety of approaches to risk assessment and market knowledge.

Uncovering Sponsorship & Relocation: What you need to know

Although the phrases “visa sponsorship” and “paid relocation” are frequently the best options for foreign candidates, it’s not always clear what they actually represent. The first step to navigating the application and interview process with confidence is to grasp the fundamentals.

Visa Sponsorship Explained

The procedure by which a business formally endorses an overseas applicant, allowing them to acquire the required work authorization in a new nation, is known as visa sponsorship. The nation and the position determine the particular visa.This is a condensed summary of o ur intended destinations:

USA: The H-1B visa is the most popular path for professionals. This visa is intended for “specialty occupations,” where admission into the field necessitates a bachelor’s degree or its equivalent. This need is easily met by the majority of insurance-related professional positions, including actuary, underwriter, data analyst, and financial analyst. The H-1B is competitive since it is subject to a lottery system and an annual cap. Nonetheless, big businesses have skilled legal departments devoted to handling this procedure for chosen candidate.
UK: The Tier 2 General visa was superseded by the Skilled Worker visa, which is the main immigration route for skilled professionals. You must satisfy a minimum salary threshold, have a job offer from an insurance company that has been approved by the Home Office, and have a job that requires a minimum skill level, usually at the degree level, in order to qualify. The UK method is based on points, which are given for your pay, English language proficiency, and job offer. This visa category has many sponsorship opportunities for underwriter employment in the UK.
Canada: The Express Entry system is the primary route for skilled workers in Canada, which employs a multifaceted strategy. After creating a profile, candidates are rated in a pool according to criteria such as age, education, employment history, and language skills (French or English). This pool is available for direct hiring by businesses. As an alternative, governments might designate candidates with the abilities required by their local economy through Provincial Nominee Programs (PNPs). In a province such as British Columbia or Ontario, getting a job offer from an insurance business might greatly increase your chances of being invited to submit an application for permanent residence. Because of this, international candidates for insurance jobs in Canada are especially drawn to those looking to establish a lasting career overseas.

What Is Included in a “Paid Relocation Package”?

A substantial relocation package is an obvious indication that a business cares about your success. A full package for paid relocation insurance employment often consists of the following, though specifics vary:

Flight ticket: One-way travel for you and frequently your spouse and kids is included in flight tickets.
Application fees for visas: reimbursement for the high expenses incurred in applying for a visa, including legal fees if the business hires a third-party immigration law firm.
First Temporary Accommodation: When you arrive, the company usually offers 30 to 90 days of paid lodging in a hotel or serviced apartment. This allows you plenty of time and pressure-free time to find a permanent home. Personal Property Shipment: a budget or a direct contract with a moving firm to transfer your personal belongings, furniture, and household items in a container abroad.
A lump sum bonus or “settling-in” allowance: This cash gift is intended to offset various upfront costs, such as opening bank accounts, making utility deposits, purchasing new furniture for your house, or just smoothing out the financial transition.

A few thousand to more than 10 thousand dollars may be involved. By being aware of these factors, you can assess employment offers more comprehensively and consider factors other than basic pay.

Top Insurance Companies Hiring Foreigners with Visa Sponsorship

This is our handpicked list of top insurance and reinsurance firms that are renowned for their worldwide mobility initiatives and readiness to hire foreign talent for important positions.

1. Manulife by John Hancock

Overview: Manulife, a multinational insurance and financial services company based in Canada that operates under the name John Hancock in the USA, with a significant global presence. With an emphasis on innovation and data-driven strategy, they are a leader in asset management, wealth management, and life insurance.
Sponsorship Hubs: Mostly in the USA (Boston) and Canada (Toronto, Waterloo). They operate extensively throughout Asia as well. Actuarial analysts, data scientists, quantitative analysts, risk managers, investment analysts, and specialized IT positions (like cybersecurity) are among the in-demand positions.
Why They’re Fantastic Option: Manulife is a great destination for quantitative specialists because of its significant investments in technology and analytics. They provide extensive training and professional development programs (such as assistance with actuarial tests) and have a well-established procedure for hiring international talent, especially from their global locations.
Salary insight: Depending on the position and region, entry-to-mid-level sponsored positions can pay anywhere from $70,000 to $95,000 CAD in Canada or $75,000 to $100,000 USD in the USA.
Useful URL: Manulife International Careers

2. Sun Life Financial

Overview: Sun Life, another Canadian giant, is a top global provider of financial services, offering both individual and corporate clients a wide range of wealth, asset, and insurance management options.
Sponsorship Hubs: Mostly in the United States (Boston, Kansas City) and Canada (Toronto, Montreal). Actuarial Scientist, Data Engineer, Underwriting Consultant, Claims Specialist (with specific expertise), and Business Systems Analyst are among the in-demand positions.
Why They’re Fantastic Option: Sun Life is praised for its emphasis on diversity, inclusion, and employee well-being and is frequently ranked as one of Canada’s best employers. They take a methodical approach to global mobility, which facilitates international hires’ visa and relocation procedures.
Salary Insight: Similar to Manulife, expect salaries in the range of $70,000 – $98,000 CAD for professional roles in Canada and $70,000 – $95,000 USD in their US hubs.
Useful Link: Sun Life Careershttps://www.sunlife.com/en/careers/

3. Prudential plc (UK) / Jackson Financial (USA)

Overview: Please take note that Prudential Financial (located in the US) and Prudential plc (based in the UK) are not the same. The London-based British multinational life insurance and financial services firm Prudential plc places a strong emphasis on Asia and Africa. Although Jackson Financial, its former US division, is now a separate company, it carries on the company’s strong risk management philosophy.
Sponsorship Hubs: London, Reading, United Kingdom.
Actuarial Manager, Risk Analyst, Investment Operations Specialist, Compliance Manager, and Data Scientist are among the in-demand positions.
Why They’re a Fantastic Option: Prudential, a significant participant in the City of London, is knowledgeable about the UK’s skilled worker visa procedure. They provide difficult, demanding work in a genuinely global setting. Getting a job here gives you unmatched access to global financial markets.
Wage insight: In the UK, sponsored positions should pay between £45,000 and £65,000 GBP, which is quite competitive and easily satisfies the wage threshold for a skilled worker visa. Senior positions are far more lucrative.
Useful url: Careers at Prudential plc

4. Aviva

Overview: One of the biggest general insurers in the UK and a top supplier of life and pension insurance, Aviva is a major British global insurance corporation with its headquarters located in London. They are well-established in Canada and have a substantial global footprint.
Sponsorship Hubs: Mostly in Canada (Markham, ON) and the United Kingdom (London, Norwich, York).
In-Demand Positions: Pricing Analyst, Claims Adjuster (complex claims), Actuarial Trainee, Data Analyst, and Underwriter (particularly in commercial lines). For people looking for sponsorship for underwriter employment in the UK, they are an excellent target.
What Makes Them a Great Option: Aviva is renowned for its progressive work culture that supports flexible working hours and its first-rate benefits for employees. They clearly need qualified technical personnel, and they have a track record of supporting applicants with specialized knowledge.
Salary insight: Sponsored positions in the UK can pay between £40,000 and £60,000 GBP. Similar positions might fetch between $65,000 and $90,000 CAD in Canada.
Useful url: Aviva Careers

5. Liberty Mutual Insurance

Overview: The sixth-largest property and liability insurer in the United States and a highly diversified international insurer. One of the biggest employers, Liberty Mutual is known for its technical prowess and dedication to staff development.
Sponsorship Hubs: Boston, Seattle, and Plano, mostly in the United States. They are present in the UK as well.
All levels of actuaries, data scientists, senior software engineers, and analytics managers are in-demand positions. They are a great place to go if you’re looking for sponsorship for actuary positions in the USA.
Why They’re a Fantastic Option: An advanced and well-funded analytics department is part of Liberty Mutual. It’s a venue where actuarial and data professionals may work on innovative problems using large datasets. To assist foreign hires, they have a specialized internal mobility and immigration staff.
Salary insight: Due to the significant demand for quantitative expertise in the US market, sponsored posts in the US usually start between $80,000 and $110,000 USD.
Useful url: Careers at Liberty Mutual.

6. AIG (American International Group)

Overview: With operations in over 80 countries, AIG is a multinational insurance company. They offer both individual and business clients a wide range of financial services, including life insurance, retirement programs, and property and liability insurance.
Sponsorship Hubs: UK (London), USA (New York, Houston).
In-demand positions include financial analyst, risk engineer, catastrophe modeler, claims adjuster (specialty lines like energy or cyber), and commercial underwriter. An excellent candidate for visa-sponsored claims adjuster positions.
Why They’re a Fantastic Option: Due to its extensive global reach, AIG handles some of the most intricate and fascinating risks on the planet. Exposure to distinctive issues and a truly global team are two benefits of working here. They possess the tools and know-how to manage visa sponsorship for important positions.
Pay Insight: For mid-level professional positions, expect to make between $75,000 and $105,000 USD in the US and between £50,000 and £70,000 GBP in London. Competitive and location-dependent salaries are expected.
Useful Link: AIG Careers

7. Zurich Insurance Group

Overview: One of the top insurance companies in the world, Zurich is a Swiss-based business that serves clients in both domestic and international markets. They provide a large selection of life, property, and casualty insurance products and services.
Sponsorship Hubs: Canada (Toronto), the United Kingdom (London, Swindon), and the United States (Schaumburg, IL).
Risk analyst, IT business analyst, data and analytics specialist, and commercial underwriting specialist are among the in-demand roles.
Why They’re a Fantastic Option: Zurich is renowned for its robust corporate culture and dedication to corporate responsibility and sustainability. They have a global mobility framework that makes it easier for individuals to travel between their worldwide offices, and they provide top-notch training programs.
Salary insight: Expect to make between $70,000 and $95,000 USD in the US. £42,000 to £60,000 GBP in the UK. $68,000 to $92,000 CAD in Canada.
Use Link: Zurich Careers.

8. Chubb

Overview: Chubb is the biggest publicly traded property and liability insurance provider in the world. It is a leader in commercial lines, offering a broad range of products to customers ranging from small enterprises to multinational corporations.
Sponsorship Hubs: UK (London), USA (New York, Philadelphia, Chicago).
Commercial Lines Underwriter, Claims Specialist, Actuarial Analyst, and Digital Product Manager are among the in-demand positions.
Why They’re a Fantastic Option: Chubb is well known for its superior claims service and underwriting discipline. It is regarded as the ideal employer for experts in these sectors. They are able to sponsor outstanding talent that can boost their bottom line because of their size and prestige.
Salary Insight: Pay is quite competitive because of their elite status. In the USA, mid-level sponsored positions can fetch $85,000 to $120,000 USD, whilst in London, they would cost between £55,000 and £75,000 GBP.
Useful url: Chubb Careers

Your Strategic Roadmap to Getting Hired

Identifying the right companies is only half the battle. To stand out from a global pool of applicants, you need a targeted strategy.

Optimize Your LinkedIn & Resume

Your digital handshake consists of your LinkedIn profile and résumé. They need to be perfect and tailored for both human recruiters and Applicant Tracking Systems (ATS).

Alignment of Keywords: Examine job descriptions for positions that are in demand at your target organizations. Find frequently used terms (such as “stochastic modeling,” “IFRS 17,” “commercial lines underwriting,” “Python,” and “Tableau”) and incorporate them organically into your sections on talents and expertise.
Measure Your Success: Showcase your impact rather than merely listing your responsibilities. Write “Analyzed over 500 complex liability claims, identifying fraudulent patterns that saved the company $200,000 annually” in place of “Analyzed insurance claims.”

It’s a marathon, not a sprint, to land a position internationally in the cutthroat insurance markets of the USA, UK, and Canada. The journey is difficult and calls for perseverance, strategy, and diligence. Nonetheless, the organizations mentioned above have demonstrated their dedication to employing the greatest personnel, regardless of country, and there is a genuine need for your abilities. You may turn the difficult barrier of sponsorship into a springboard for a fulfilling international career by focusing on these particular companies, carefully crafting your application materials, and strategically networking.

Start looking through the aforementioned career pages and customize your application right now. Your global insurance career is waiting for you!

Find out what the typical CV/resume styles in your intended nation are. For instance, resumes in the US are usually one page long and do not include a photo, while resumes in other nations could have different requirements.

Developing a network is a must.

The success rate of cold applications via career portals is poor. You need to establish relationships.

Targeted LinkedIn Connections: To locate hiring managers and recruiters at your target firms, use LinkedIn’s search feature (for example, type in “Talent Acquisition Manulife Actuarial”). Send a customized request to connect. Refrain from asking for a job right away. Rather, show your respect for the business and respectfully request a quick 15-minute “informational interview” to find out more about their staff.
Interact with the Content: Keep up with the businesses on LinkedIn. Share, like, and comment on their postings. This makes you more visible and demonstrates sincere interest.
Alumni Networks: To locate graduates employed by your target firms and nations, use the alumni network of your university. A stunning introduction comes from a fellow alumnus.

Acing the Interview

Be ready to confidently and professionally discuss your immigration status when the interview comes around.

When to Bring It Up: Unless specifically requested, avoid bringing up visa sponsorship in your cover letter or at the start of the initial interview. The first step is to persuade them that you are the most qualified applicant for the position and that the sponsorship is a wise financial decision. When the recruiter brings it up or asks if you have any questions at the conclusion of the first or second interview, that’s usually the greatest time to bring it up.
How to Talk About It: Present it objectively and quietly. You may state, “I would need visa sponsorship to work in the [USA/UK/Canada], just to be clear for planning purposes.” I am aware of the prerequisites for a position such as this and have studied the [H-1B/Skilled Worker/Express Entry] procedure. This relieves the recruiter of some of the ambiguity by demonstrating your initiative, knowledge, and seriousness.

Frequently Asked Questions (FAQ)

Q1: Does obtaining sponsorship require a certain certification?

A: Professional certificates greatly bolster your argument, albeit they are not always required. It is nearly necessary for actuaries to advance through exams administered by organizations such as the Society of Actuaries (SOA) or the Casualty Actuarial Society (CAS). In the United States, a designation such as Chartered Property Casualty Underwriter (CPCU) is highly respected for underwriters. These credentials attest to your proficiency on an international level.

Q2: Is it more difficult to obtain sponsorship for non-technical positions?

A: In general, sure. Jobs with a definite, observable skills gap are simplest to sponsor; these are typically in technical and quantitative domains (actuarial, data science, specialized IT, sophisticated underwriting). It’s more difficult for positions in sales, marketing, or general human resources because businesses can frequently locate competent local personnel.

Q3: What is the total duration of the process?

A: Have patience. Six to eighteen months may pass between your application and your first day of work in a foreign nation. This covers the duration of the interview process (one to three months), the negotiation of the job offer and contract (two to four weeks), and the actual visa processing (three to twelve months, depending on the nation and kind of visa).

Conclusion

Start looking through the aforementioned career pages and customize your application right now. 3333Your global insurance career is waiting for you!

Earn up to $65,000 with top paying insurance companies that sponsor visas and offer paid relocation to the United States, United Kingdom, and Canada.